Howard Stern, PhD

Dr. Stern has extensive experience in risk management, applied quantitative financial analysis, modeling and forecasting. His background includes over 22 years in the banking industry and academia.

Dr. Stern holds a Ph.D. in Economics from the Massachusetts Institute of Technology and a B.A. in Mathematics from Swarthmore College. Prior to founding Stern Financial Analysis & Consulting Dr. Stern worked at other consulting firms and has also held positions at several large banks ranging from Senior Financial Consultant and Analyst to Vice President and Director.

Before entering the banking industry, Dr. Stern was Assistant Professor of Finance and Real Estate at the University of Arizona. While in Arizona, he was also a real estate broker, developer and owner of several businesses. Dr. Stern is a designated SAS Institute Alliance Partner and is certified at the Professional Version 6 level.